Neighborhoods Inc. of Battle Creek
OUR MISSION
The mission of Neighborhoods Inc. is to help neighbors achieve healthy neighborhoods by identifying leadership, resources. and effective strategies that bring about long term change. NIBC consider s a healthy neighborhood to be safe, clean. diverse, free of crime and drugs, economically healthy. caring and involved neighbors: and well maintained properties.
New eHomeAmerlca!
Online homeownership and Financial management education programs!
Visit nibc.org today!
Neighborhoods, Inc. of Battle Creek
47 North Washington Avenue,
Battle Creek. Michigan 49037
269-968-1113
Fax 269-963-7022
email: neighbor@nibc.org
PREPARING PEOPLE
for Homeownership
NIBC offers classes to help people understand the process of buying and owning a home. First time home buyers, at all home prices and
incomes, need to prepare for homeownership.
Learn about the following topics:
- Managing your money
- Understanding credit scores
- Getting a mortgage loan
- Shopping for a home
- Simple home maintenance
- Managing your finances after you buy
- Building a team of people to shop for a home
- Making an informed purchase that will be sustainable for the homeowner
EDUCATIONAL PROGRAMS
that move people up the ladder of financial fitness & homeownership
Part of the mission of NIBC is to help residents make informed choices about where they live and how they manage their money.
Successfully managing personal finances is at the root of homeownership.
GUIDING PEOPLE
to financial fitness through education
NIBC offers a series of classes designed to help people make strategic decisions about how they spend their income. Participants learn how to establish (or rebuild) good credit, avoid scams and predatory high-cost loans and credit cards, set financial goals and make spending choices that separate 'needs' from 'want s'.
Attendants learn how to:
- Establish credit and rebuild good credit
- Avoid customer scams
- Create a savings plan
- Prepare for homeownership and other long-term goals
- Identify needs and wants, how to make spending choices and set financial goals
PROVIDING PEOPLE
with education & counseling
Program Topics
You Can Save Money!
- Ways to save money and stretch resources
- Get out of debt
Budgeting
- How to set up a family budget
- Learn to live within your means
Give Yourself A Credit Checkup!
- Recognize danger signs of credit problems
- Repair credit
- Read a credit report
- Know your rights
- How to deal with collection agencies
Predatory Lending
- Understanding Rent-to-Own businesses
- Avoid payday lenders
- Evaluate mortgage lenders
- Shop for a credit card
Work with Homeownership to:
- Select a home
- Find the right mortgage
- Learn how to stay in your home
The courses consist of eight hours of training;
Two-hour weekly sessions for four weeks or one Saturday. Attendants develop a family budget and set a plan to pay down debt to become financially fit or, learn how to become and stay homerowners.
For more education program information, please contact Yvonne Cooper, at 269-968-1113.
All our education and counseling services are FREE to area residents.
HELPING PEOPLE
avoid foreclosure
The economic crisis has left people of all income levels facing the loss of their home. NlBC is a HUD-certified counseling center, helping people avoid foreclosure when at all possible. Counselors diagnose each individual's situation guide them through available options, and help them develop a customized plan for keeping them in their home.
For more foreclosure information, please contact Denise McGee at 269-968-1113.